Crosspost on Dirge Economy on 03/02/2003 09:06 PM CST
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As the Trader Team did a good job in setting up new housing areas and shops by the North Roads caravansary, and is trying to encourage business to come to Dirge, I thought I'd post this here as well as in the Dirge folder, as the economic gurus would have the say-so in this situation:

One thing that has always bothered me about Dirge has been the fees charged for exchanging currency there. <always at an "exhorbiant rate".

Now, most older characters just bite the bullet or exchange elsewhere. Who do these rates really hurt? Those that hunt around Dirge--mostly lower level hunters of madmen and corpse grubs and lesser skeletons. Not the bigger folks. So the people who can afford it least are the ones paying the higher price.

Now, I DO like the atmosphere in Dirge--but in terms of encouraging "business"--the bank doesn't do a good job of encouraging customers.





This doesn't look like a good place to finger-waggle.
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Re: Crosspost on Dirge Economy on 03/02/2003 10:12 PM CST
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G'day,

Well, I'm not so sure that, from an IC perspective, offering "good" exchange rates supports local businesses. It could very well be that the bank has the view that if they offer better exchange rates, they will simply be giving out the currency they need to locally (businesses paying their help and so on), which will likely leave the area and not be spent locally, in exchange for currency that they will have to incur additional expense to send the 100+ miles or so to the Crossing the exchange into local currency.

As a comparison, I'm pretty sure the exchange rate I can get for foreign currency, if I can get it at all, is not as good at my local bank as it would be if I traveled to a big city bank. I know for certain that when I was living in Arizona working for a hotel, one of my clerks inadvertantly took a traveler's check that was in Pounds Sterling rather than US dollars. When I contacted the local banks, I found that only one (out of I believe 4 different banks) would actually exchange it, and there would be additional fees for doing so.

Not that RL stuff has any real connection to DR stuff.

Regards,

Godrich de'Finchal

"And we will weep
To be so alone
We are lost!
We can never go home"

http://webpages.charter.net/plblack/trader.html
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